Georgia closing guide
Georgia security deed review
A Georgia security deed is the recorded instrument that secures a real-estate loan. In closing review, the key question is whether each active security deed is being paid, assumed, subordinated, or already released of record.
What reviewers look for
Reviewers check borrower names, lender names, recording book/page, legal description, assignment history, cancellation references, payoff status, and whether the instrument actually attaches to the subject property.
Why cancellations matter
A cancellation or release should point back to the correct security deed. Name-only matches can be useful leads, but book/page pairing is stronger evidence.
How Cliros handles security deeds
Cliros groups apparent security deeds, matching cancellations, and unresolved lien candidates so the attorney can verify payoff and release status from source records.
Cliros workflow
Review security deed status
Enter one Georgia address. Cliros assembles first-pass public-record research, draft closing documents, source citations, and a document vault for attorney review. You verify, decide, and sign.
Open a fileFAQ
Is a Georgia security deed the same as a mortgage?
It serves a similar loan-security function, but Georgia commonly uses security deeds rather than traditional mortgage instruments.
Does an old security deed always need payoff?
No. It may already be cancelled, unrelated, refinanced, or outside the current ownership period. The record evidence decides.